For most of us, the memories of learning at school feature the predictable subjects including maths, English, geography and history. Throw in lessons about the different scientific disciplines as well as physical education and some (usually optional) European and Asian language study, and that would comprise a full subject load. A Knowledge Gap Few, if any, schools offer a comprehensive financial literacy course for their students to help them understand

If you’ve ever watched the news in the evening or listened to the radio on your morning commute, chances are you’ve heard of the Reserve Bank of Australia (RBA). It’s also likely that having heard that name you’ve focussed on what usually comes next, which is the setting of the official interest. Where Australians differ in opinion, is what they want the RBA to do with official rates – investors

Warren Buffett is one of the world’s most successful investors and is admired around the globe for his straight-talking investing philosophies, and incredibly generous philanthropic and charitable work. For those who are unfamiliar with his work, hopefully this brief biography gives you an idea of the success of the so called “Oracle of Omaha”. Warren Buffett was born in Omaha, Nebraska in 1930. For the last several decades he has

Self Managed Super Funds (SMSFs) are never far from the financial pages these days. More of the population than ever is transitioning to retirement, and as the baby boomer generation bid farewell to the workforce, the lure of managing their own retirement funds through a SMSF is strong. In fact, the total pool of assets now in SMSFs in Australia is over $400 billion, almost half of the total retirement

July and August are usually months in which household finances often enjoy a little reprieve. Christmas and all of it’s expenses are still some time off, the family holiday is often already booked and paid for giving everyone something to look forward to, and for millions of Australians, there is the prospect of a tax refund coming their way for the previous financial year which ended on June 30. This

At You Finance we provide tailored, personal investment advice and financial planning. But just what do we mean by investing? A personal investor should approach investing as a long-term exercise. This means a timeline of years, even decades, rather than weeks and months. If it were easy to make money overnight, there would be no need for university degrees, financial planners or decades in the workforce. So when articles about